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Savings Plan

Save gold and silver

Goud en zilver sparen

Your personal gold and silver savings plan

  • Starting from €50 per month
  • Historical average return of 9% per year
  • Stored under your name in the most secure vaults in Switzerland
Goudbaren sparen

Let your wealth grow on autopilot

Saving in physical gold and silver offers a powerful alternative to traditional bank savings — especially now that interest rates remain historically low. In recent years, the European Central Bank has injected massive amounts of money into circulation, causing the euro to lose significant value. As a result, traditional savings have lost nearly 20% of their purchasing power in just four years. Protecting your wealth against inflation has never been more important.

With our savings plan, you can effortlessly build long-term wealth in gold or silver, starting from as little as €50 per month up to €2,500. The longer you stay invested, the more you benefit from attractive discounts on premiums at Doijer & Kalff — starting at 5% in your very first month and increasing up to 30% after just six months.

Example

Imagine setting aside just 1 gram of gold every month for 15 years. That’s 12 grams per year — and by the end of the period, you would own 180 grams of pure gold.

At today’s price of around €80 per gram, that alone would give you a solid €14,400 in value. But here’s where it gets exciting: if gold continues to follow its historical average annual growth of 9% over the next 15 years, your 180 grams could be worth well over €30,000.

With gold, you’re not just saving — you’re building lasting wealth.

Please note: Investing in precious metals carries risks. Learn more about these risks here.

The smart benefits of gold and silver savings

Effortless wealth building

Set your preferences once, and automatically build wealth in gold or silver.

Smart diversification

With regular purchases through the savings plan, you automatically average your entry price. This spreads your investments and reduces price fluctuations.

You’re in control of your savings plan

Easily set your gold and silver savings preferences and change them whenever you like.

Goud en zilver sparen

Saving in gold or silver?

Gold: timeless stability
Our savings plan makes it simple to build wealth in gold. With its limited supply, gold has historically held its value better than the euro and many other currencies. Clients often choose gold as a pension supplement, a way to grow extra wealth, or as a solid diversification for their portfolio.

Silver: the industrial opportunity
Silver is essential for modern technology — from electric cars to solar panels and smartphones. Because the market is relatively small, even small shifts can drive big price movements, like the nearly 100% surge in 2010. With declining mining output and rising demand, silver presents an exciting and attractive investment opportunity.

Here’s how it works
  • Klik op OPEN EEN ACCOUNT en vul uw gegevens in om een persoonlijk account aan te maken.
  • Maak een gebruikersnaam en wachtwoord aan voor uw account.
  • Voor extra veiligheid vraagt Doijer & Kalff om uw telefoonnummer voor tweestapsverificatie.
  • Om een Spaarplan aan te maken, moet u uw identiteit verifiëren volgens de wet- en regelgeving.
  • Voor de maandelijkse incasso dient u een incassomachtiging af te geven via uw account.
  • Vink aan of u maandelijks of per kwartaal goud en/of zilver wilt sparen
  • Stel in voor welk bedrag of hoeveel gram u wilt sparen.
  • Bevestig uw instellingen door akkoord te gaan

 

Uw spaarplan is nu gereed en zal maandelijks of per kwartaal worden uitgevoerd op de 25e (of de eerstvolgende werkdag). Het bedrag zal binnen een aantal werkdagen van uw rekening geïncasseerd worden. 

Reviews
What our customers say
Eric -
stars 10/10
“I’ve had a gold investment account with Doijer & Kalff for three months now, and I’m very satisfied with how easy and reliable the process is.”

I like that the minimum is only €50 — it makes building a gold portfolio accessible and achievable.

Tim -
stars 10/10
“I really appreciate how accessible they’ve made it.”

I heard about saving in gold and silver through social media, and now I’m also building wealth outside the banking system.

Marc -
stars 10/10
“Started my gold and silver savings with just €50 a month.”

Much better than saving at the bank — great support from Reinier and love the option for different savings pots.

Advies voor goud en zilver kopen

“Gold: a smart move for retirement, wealth, and diversification.”

Goud en zilver sparen

Build wealth with Doijer & Kalff’s monthly savings plan

Why choose Doijer & Kalff?
✅ Buyback guarantee
✅ Stored in your name
✅ Secured in world-class vaults
✅ Trusted partner in precious metals since 1825

Start saving from just €50/month
With just a few clicks, you choose your product — gold or silver — and set your monthly amount. From your personal dashboard, you can track your investment anytime.

Full flexibility
Pause or stop your plan whenever you like
Sell easily: lock in your price in 5 seconds
Receive your proceeds in just 5 business days

Saving in gold and silver with Doijer & Kalff: safe, simple, and competitively priced.

FAQs about the savings plan

Still have questions? We’d be happy to help!

Contact

Our savings plan makes it simple to invest in gold and silver each month with a fixed amount or weight. Over time, you build lasting wealth in precious metals — without worrying about short-term market swings.

With our savings plan, you steadily build wealth in gold and silver without worrying about market timing. By averaging your purchases over time, you reduce risk and smooth out price fluctuations.

Setting up your authorization is simple: just log in to your account and confirm via your bank. Prefer paperwork? We can also send you a form by email to sign and return.

The savings plan is executed on the 25th of each month (if this falls on a business day — otherwise on the next business day). On this date, the purchases are made and the payment request is sent to your bank. The direct debit from your account will take place on the same day or the following day.

Costs & Discounts

  • Fixed premiums cover production, transport, storage, insurance & supplier fees
  • With the savings plan, you receive a discount on the premium
  • Discounts start at 5% in the first month
  • Increase up to 30% after 6 months

 

Yes — you can place manual orders alongside your savings plan, and all purchases are combined in your account.

Storage costs

  • Gold: 0.6% per year
  • Silver: 0.8% per year
  • Calculated daily on the current value
  • Covers storage & insurance
  • No minimum fee (€14.95) applies to savings plan holdings ✅

You can stop the savings plan anytime in your account — your holdings remain safely stored in the Zurich vault.

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